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Back & neck injuries

Herniated discs, sprains and strains: the most common crash injuries, and the most disputed.

What to do

  • Get imaging if your doctor recommends it (X-ray, MRI)
  • Follow physical therapy plans; gaps are used against you
  • Tell every provider about every symptom, including numbness or tingling

Why records matter

Insurers look for three things: a prompt visit, consistent complaints and a clear doctor’s opinion that the crash caused the injury. Gaps or inconsistencies become arguments to pay less.

Medical note: this is general information, not medical advice. Follow your doctors.

What the claim can include

  • Past and future medical expenses
  • Lost income
  • Pain, suffering and limits on daily life

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